Waste of time and resources to make the cards, waste of time & resources to send them out, waste of time & resources for the Post Office to move them from one point to another, waste of time and resources to open them & display them...
Does anyone really think that our insurance brokers are sitting beside their fireplaces on Christmas Eve thinking warm happy thoughts about doing business with us, the way the cards would imply? 'Cause I kinda doubt it.